Why Finance Your Purchase
CONCERNED WITH PRIVACY OF PERSONAL INFORMATION

YOU DON'T LIKE DEBT
Who does?
However, I'm sure you would agree that there is good debt and bad debt right?
Typically the product you are considering purchasing with this loan will actually save you money and pay for itself. We believe this type of project should be viewed more as a monthly
investment rather than an expense. This purchase will not only improve your way of life,
but also add to the resale value of your property. Our financing is simply a more affordable
way of increasing the value of your largest asset. Completing a pre-approval application at this stage will simply keep your options open, and help you enjoy the benefits of your purchase sooner than you may have expected. For now let's consider this as an option.

ADVANTAGES TO OUR FINANCING
Fixed loan payments 100% financing available - no down payment required. We have the best consumer financing interest rates in the country. Our rates are usually comparable to mortgage rates currently posted at any bank. * Compared with other deferred financing offers, our interest rates do not increase after the deferral period is over. and the customer does not have to worry about meeting payout deadlines or "claw back" interest fees. We can take care of all the paperwork here, today. There is no commitment in getting pre-approved for our financing. A simple pre-approval loan application form to fill out providing the lender with your personal information, there is usually no additional information or income proof required. Easy approval process. Do you own your own home? Are you employed? Is your credit score better then
650? If the answer is yes to the above questions you typically qualify for financing of up to
$35,000.00. You can pay out the loan at anytime without penalty charges.

BAD CREDIT, THINK YOU WON'T QUALIFY
Well that is definitely a consideration to keep in mind, have you recently applied for credit and
been declined? Well if you haven't applied for a loan recently, and both you and your significant
other have jobs, why don't we see what the Bank may be able to do for you. They may approve
you based on additional proof of income and the fact that the product you are purchasing can possibly reduce you living costs and may actually pay for it self, but let's at least exhaust the option to make certain that you currently do not qualify for home improvement financing.

Program details:
Financing is available to customers who own their own home.
Financed products are to be permanently attached to and add value to their residence.
Rate holds on approved applications are valid for 90 days. Approvals are valid for 90 days.
TD Canada Trust reserves the right to increase the rates and reduce the term
and / or amortization based on the credit risk of the customer.
Minimum monthly payment is $25.00/month. Interest rates are subject to change without notice!
Loan applications can be processed and pre-approved in as little as two business hours.
Administration fee of $99.00 for processing the "accepted loan application" by the applicant.